Get The Alerts + Report

Chime Financial, Inc. [CHYM]

Reporting date: 10/09/2025

⚠️ Neutral Insider Buy Detected

📝 What Happened

  • Insider: Asmerom Amine
  • Role: Chief Accounting Officer
  • Company: Chime Financial, Inc. (CHYM)
  • Transaction Date(s): 2025-10-09
  • Table I (Non-Derivative Securities)
    • Sale : 93,000
    • Average Sale Price: $0.00
    • Total Value: $0.00
    • Post-Transaction Direct Holdings: 317,336
    • Indirect Holdings: 0
    • 10b5-1 Plan Used? No

📄 Summary

Asmerom Amine, Chief Accounting Officer at Chime Financial, Inc. (CHYM), acquired 93,000 RSUs on October 9, 2025, at an average price of $0.00, with total value not fully determinable. After the transaction, he now holds 317,336 direct shares (including RSUs). For retail traders, this is a neutral event: compensation grant tied to vesting schedule, not an open-market purchase.

🔑 Interpretation

  • Type: Comp-related equity grant (RSUs) — not a discretionary open-market buy
  • Disposition: Shares were granted as restricted RSUs and are subject to vesting (not sold immediately)
  • Size Context: 93,000 RSUs increases reported direct holdings from prior levels to 317,336 — a material grant for a senior officer but consistent with compensation rather than large-scale market buying or profit-taking
  • ATH Metric: No direct evidence this grant was timed to an all-time high or low. RSU grants are typically scheduled and tied to service/vesting dates; the filing does not suggest opportunistic timing around price extremes based on available information
  • Outlier Check: Not clearly an outlier for an executive RSU award; appears consistent with routine equity compensation (no past trade history in this filing set to indicate unusual size)

📊 Bullish or Bearish?

Decide: Neutral

Neutral. The filing shows an acquisition code (A) for RSUs — a compensation grant rather than an open-market purchase — and no proceeds were realized. This is not a clear bullish signal for the market; it is routine comp-related issuance and the data here is complete for the grant but does not indicate discretionary insider buying. Cluster activity cannot be determined from this filing alone.

✅ Bottom Line (Retail Takeaway)

This transaction looks like routine equity compensation rather than a market-driven buy or profit-taking signal. For retail traders, it’s noise — not a tradeable event unless accompanied by open-market purchases from multiple insiders or senior officers.