Get The Alerts + Report

TOMPKINS FINANCIAL CORP [TMP]

Reporting date: 10/03/2025

⚠️ Neutral Insider Buy Detected

📝 What Happened

  • Insider: Helen Eaton; Patricia A. Johnson
  • Role: Directors
  • Company: TOMPKINS FINANCIAL CORP (TMP)
  • Transaction Date(s): 2025-10-03, 2025-10-06
  • Table I (Non-Derivative Securities)
    • Sale : 269
    • Average Sale Price: 65.5264
    • Total Value: 269 * 65.5264 = $17,626.60
    • Post-Transaction Direct Holdings: 6,187.193
    • Indirect Holdings: None reported
    • 10b5-1 Plan Used? No

📄 Summary

Helen Eaton and Patricia A. Johnson, Directors at TOMPKINS FINANCIAL CORP (TMP), acquired a combined 590.244 shares on October 06, 2025, at an average price of $65.53, for a total notional value of about ~$38,676.56. After the transactions, they now hold: Helen Eaton — 2,532.244 phantom shares (direct); Patricia A. Johnson — 6,187.193 direct common shares. For retail traders, this is a neutral event: routine director compensation and DRIP election, not a strong directional signal.

🔑 Interpretation

  • Type: Comp-related (director deferred compensation and DRIP election)
  • Disposition: Shares were acquired/awarded and retained (phantom stock held in a rabbi trust; DRIP shares added to holdings)
  • Size Context: Relatively small additions versus existing holdings (Johnson’s 269-share drip is ~4–5% of her post-transaction position; Eaton’s phantom stock grants are modest increases). This looks like routine compensation rather than large profit-taking or a major buy signal.
  • ATH Metric: The transactions occurred at ~$65.53 per share. Public price history shows TMP has traded materially both above and below this level historically; this price is not an extreme all-time low and is within the upper-middle range of recent long-term trading, so timing does not appear opportunistically tied to an all-time high or low.
  • Outlier Check: Not unusually large relative to the reported post-transaction holdings and typical director compensation patterns; no unusually large single insider sale or acquisition reported here.

📊 Bullish or Bearish?

Decide: Neutral

Neutral. The filings show acquisitions (code A) tied to director compensation plans and DRIP elections rather than discretionary open-market purchases; holdings increased modestly but these are standard, non-discretionary events and do not by themselves indicate a strong bullish or bearish signal. Data completeness is sufficient for these specific awards but does not show other insiders or clustered activity.

✅ Bottom Line (Retail Takeaway)

This transaction looks like routine director compensation and DRIP activity rather than a material directional signal. For retail traders, it’s likely noise — not worth short- or mid-term trading action unless corroborated by larger, discretionary buys/sells from multiple senior insiders.